Finance Your Mexico Property | Christina Bus x MoXi®

Christina Bus & MoXi® — Official Financing Partner

Financing for U.S. Citizens
Buying in Mexico

MoXi® makes your Mexico home loan feel like a U.S. mortgage. From pre-approval to closing, our cross-border specialists remove the guesswork and ensure a smooth, secure purchase.

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Trusted Since 2017

$150M+ Originated

Zero Defaults

Up to 30-Year Fixed Rates

Fast Pre-Approval Process

Why MoXi®

U.S.-Style Mortgage Financing for Mexico Property

Christina Bus and MoXi® have joined forces to bring trusted cross-border real estate financing to Americans purchasing property in Mexico. Together, they bring deep expertise to one of the most overlooked opportunities in international real estate.

Fully amortized terms up to 30 years
Fixed interest rates with no surprises
No balloon payments or hidden fees
100% USD originated and serviced, with no currency risk
Mortgage interest reported in the U.S. for potential tax deductibility
Loans from $250,000 to $2.5M USD at up to 65% LTV
Fast pre-approval process

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Loan Program

What Makes MoXi®'s Process Unique

From pre-approval to closing, MoXi® expertly coordinates the financing side of your transaction. The team is available to help every step of the way and works to get you pre-approved as quickly as possible.

MoXi® has significant capital from which to fund its mortgage loans and is a regulated, audited financial institution in Mexico. MoXi® complies with all applicable laws in both Mexico and the United States.

More than 200 years of combined international lending experience on both sides of the border. The client's best interest drives every decision.

Common Questions

MoXi® FAQ — About Our Loans

How much can I borrow?

MoXi® offers mortgage loans from $250,000 to $2.5M USD on residential property in Mexico up to 65% of appraised value. On a $750,000 home, for example, the maximum loan would be $487,500 USD.

Can U.S. citizens finance property in Mexico?

Yes. MoXi® provides sound and secure cross-border mortgage financing for purchasing or refinancing Mexican real estate. Cash-out refinance options are also available for current owners.

How do I qualify?

Fill out the form on this page. Our team will reach out and walk you through next steps toward pre-approval. The process is straightforward and our advisors are with you at every stage.

Is my property the bank's asset?

No. Property held in a Fideicomiso is not an asset of the bank. If the bank has financial difficulty, the property is simply transferred to another trustee bank. These protections are federally imposed.

What rights do I have as a buyer?

A buyer of Mexican real estate holds the same rights as a property owner in the U.S., including the right to enjoy, sell, rent, and improve the property. Rights may be transferred to a third party or passed to named heirs.

Do I lose possession after 50 years?

No. You have a contractual right to renew the bank trust for another 50-year term upon expiration and can make multiple extension requests. The bank has a fiduciary obligation to respect your rights as beneficiary.

Can U.S. citizens buy in Mexico?

Yes. U.S. citizens can own property in Mexico via a Fideicomiso, which is a Mexican land trust with a 50-year renewable term. You may hold rights in your individual name, a U.S. revocable trust, LLC, or corporation.

How does the Fideicomiso work?

MoXi® works with you, its partners, and vendors to create a trust as part of your loan process. The trust can be willed across generations, sold, or improved with no restrictions on U.S. citizen ownership.

Can I refinance an existing Mexico property?

Yes. MoXi® offers cash-out refinance options for current owners, providing secure liquidity with no restrictions on the use of proceeds. It is a smart way to access equity while keeping your asset fully protected.

Our Track Record

Partnered With 200+ Years of Experience

On both sides of the border. MoXi® is a fully regulated and audited financial institution operating in both Mexico and the United States.

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Explore Your Financing Options

Find out if MoXi® financing is the right fit for your Mexico property goals. No commitment. Just clarity.

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Christina Bus & MoXi® | No commitment. Just clarity.

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Tell us a little about yourself and a MoXi® advisor will be in touch to walk you through your options.

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Two quick questions

Are you a U.S. Citizen or Permanent Resident?

Is your estimated property value at least $350,000 USD?

Trusted Since 2017 $150M+ Originated Zero Defaults

Let's Get You Connected.

Pick a time below for your complimentary Discovery Session. Bring your questions. There are no wrong ones.

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Not Quite a Fit Right Now

Based on what you shared, standard MoXi® financing may not be the right match today. Every situation is unique though, so reach out to Christina directly and she can help point you in the right direction.

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Christina Bus

Mortgage Broker

With 26+ years navigating the world of mortgages and closings, Christina is a seasoned expert who transforms the complexities of home financing into a seamless journey for her clients. From first-time buyers to seasoned investors, her approach is as unique as the stories behind every home.

Christina's partnership with MoXi® extends her commitment to her clients. It gives them access to a trusted, regulated path to Mexico property ownership they can pursue with real confidence.

📞 (425) 553-2520

Financing for U.S. CitizensBuying in Mexico