Finance Your Mexico Property | Real Estate F&F x MoXi®
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Real Estate F&F & MoXi® — Official Financing Partner

Financing for U.S. Citizens
Buying in Mexico

MoXi® makes your Mexico home loan feel like a U.S. mortgage. From pre-qualifying to closing, our talented concierge team removes the guesswork and ensures a smooth, secure purchase.

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Trusted Since 2017
$150M+ Originated
Zero Defaults
Up to 30-Year Fixed Rates
Fast Pre-Approval Process
Why MoXi®

U.S.-Style Mortgage Financing for Mexico Property

Real Estate F&F and MoXi® have joined forces to bring world-class real estate financing to Americans purchasing property in Mexico.

  • Fully amortized terms up to 30 years
  • Fixed interest rates
  • No balloon payments or hidden fees
  • No FX risk — $USD originated and serviced
  • Mortgage interest reported in the U.S. for potential tax deductibility
  • Loans from $250,000 to $2.5M USD at up to 65% LTV
  • Fast pre-approval process

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Loan Program

What Makes MoXi®'s Process Unique

From pre-qualification to closing, MoXi® expertly coordinates the financing side of your transaction. The team is available to assist every step of the way and works to get you pre-approved as quickly as possible.

MoXi® has significant capital from which to fund its mortgage loans, and is a regulated and audited financial institution in Mexico. MoXi® complies with all applicable laws in Mexico and the United States.

200+ years of combined international lending experience on both sides of the border — always with the client's best interest at hand.

Common Questions

MoXi® FAQ — About Our Loans

How much can I borrow?
MoXi® offers mortgage loans from $250,000 to $2.5M USD on residential property in Mexico up to 65% of appraised value. For example, on a $750,000 home the maximum loan would be $487,500 USD.
Can U.S. citizens finance property in Mexico?
Yes. MoXi® provides sound and secure cross-border mortgage financing for purchasing or refinancing Mexican real estate. Cash-out refinance options are also available for current owners.
How do I qualify?
Fill out the form on this page. Our team will reach out and walk you through next steps toward pre-approval.
Is my property the bank's asset?
No. Property held in a Fideicomiso is not an asset of the bank. If the bank has financial difficulty, the property is simply transferred to another trustee bank. These protections are federally imposed.
What rights do I have as a buyer?
A buyer of Mexican real estate holds the same rights as a property owner in the U.S. — the right to enjoy, sell, rent, and improve the property. Rights may be transferred to a third party or passed to named heirs.
Do I lose possession after 50 years?
No. You have a contractual right to renew the bank trust for another 50-year term upon expiration and can make multiple extension requests. The bank has a fiduciary obligation to respect your rights as beneficiary.
Can U.S. citizens buy in Mexico?
Yes. U.S. citizens can own property in Mexico via a Fideicomiso — a Mexican land trust with a 50-year renewable term. You may hold rights in your individual name, a U.S. revocable trust, LLC, or corporation.
How does the Fideicomiso work?
MoXi® works with you, its partners, and vendors to create a trust as part of your loan process. The trust can be willed across generations, sold, or improved with no restrictions on U.S. citizen ownership.
Can I refinance an existing Mexico property?
Yes. MoXi® offers cash-out refinance options for current owners, providing secure liquidity with no restrictions on the use of proceeds. It's a smart way to access equity while keeping your asset protected.
Our Track Record

Partnered With 200+ Years of Experience

...on both sides of the border. MoXi® is a fully regulated and audited financial institution in both Mexico and the United States.



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Explore Your Financing Options

Find out if MoXi® financing is the right fit for your Mexico property goals. No commitment. Just clarity.

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Real Estate F&F & MoXi® | No commitment. Just clarity.

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Two quick questions
Are you a U.S. Citizen or Permanent Resident?
Is your estimated property value at least $350,000 USD?
Trusted Since 2017 $150M+ Originated Zero Defaults
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Not Quite a Fit Right Now

Based on what you shared, standard MoXi® financing may not be the right match today. That said, every situation is unique. Reach out to the Real Estate F&F team directly and they can point you in the right direction.

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MoXi® is a regulated and audited financial institution in Mexico and the United States.
Loans from $250,000 to $2.5M USD. Subject to qualification.