Meet Oscar. He just killed the mystery in your Mexico real estate closing.

By Alex Koper, President & CEO  ·  June 12, 2026

We did not raise $75 billion this morning. SpaceX did. But this month we shipped something we believe nobody else in our market has built: a real-time digital closing platform for U.S. dollar mortgages on residential property in Mexico.

That sentence deserves a beat. People are surprised when we say we think of ourselves as a fintech, but it is the most honest description of MoXi®. Mexico does not have the lending infrastructure Americans take for granted. So over the past several years we have had to build our own. The underwriting systems. The payment rails. The closing workflows that make a U.S.-style mortgage possible south of the border. There was no off-the-shelf software for any of this. The pace has only picked up. More of this got built in the past twelve months than in any year before.

The newest piece, and the one we are most excited to talk about, is the MoXi client portal. Here is what it does, and the person who led it.

See the portal in action

Sixty seconds. Show your real estate agent or your spouse before scrolling further.

Why we built it

Clients have told us for years that closing on a property abroad feels like a black hole. You wire money. You sign things. Then you wait and wonder. Days go by between updates, and the updates that arrive are often partial. Did the appraiser visit yet? Where does the legal review stand? What is the lawyer in Mexico working on right now?

Real estate closings are stressful enough when everyone is in the same time zone and the same language. Across two countries, two currencies, and two legal systems, that stress compounds. Nobody on our team enjoyed answering the same status questions week after week, and our clients deserved better than "I'll check and get back to you."

So we built the fix.

What the portal does

Everything about your transaction lives in one place. You see the same up-to-the-second information our team sees:

• Where your credit underwrite stands. Income verification, asset review, FICO, all of it.
• Where the legal process in Mexico stands. Title search, fideicomiso setup, notario coordination.
• What is left before closing. The exact remaining items, by category, with timing estimates.

01  ·  Dashboard

Beyond visibility, the portal lets you act:

• Send messages directly to your assigned MoXi team member, or to the lawyer working on your specific property closing in Mexico
• Upload loan conditions and property documents from your phone
• E-sign disclosures
• Make fee payments

All of it in one place, and all of it protected by the same bank-grade security that has always guarded your information.

02  ·  Documents

Meet Oscar

The person who led this build is Oscar Gatica, our Client Technology Lead.

Oscar's mandate is simple to state and hard to execute: kill the mystery in your cross-border transaction. He spent months working with our underwriting, legal, and operations teams to map every step a typical closing actually requires, then design a system that makes every step visible to the person whose money and property are involved.

The result is the portal we are launching this month. If you start a purchase or a cash-out refinance with us in June, you will be among the first clients inside.

03  ·  Messaging

What this means for clients

Closing on a home in Mexico should not require you to chase your own file. With the portal in place, it doesn't. You log in, you see exactly where things stand, and you act on what needs your attention. No more guessing. No more waiting for a status call to find out what already happened.

"We think this is how every real estate closing in Mexico should work, for every buyer, eventually. Someone had to go first."

What comes next

Real estate agents, you are next. Agent logins are coming soon so you can track key milestones for every client transaction without sending a single "any update?" email. If you refer business to us and want early access, reach out.

Start your transaction with the new portal

If you have been waiting for the right moment to start a purchase or a cash-out refinance, this is the month. We lend up to $2.5 million in U.S. dollars on residential property in Mexico. Funds from a cash-out refinance can land in your U.S. checking account in as few as 60 days.