See your rate range in Mexico

MoXi® offers USD-denominated, 30-year fixed-rate loans to U.S. citizens and permanent residents buying or refinancing a home in Mexico. Enter a few details to see a live rate range built from today's 3-Year U.S. Treasury and your loan profile.

Transaction type

Purchase price (USD)

Down payment

Defaults to 35%, our minimum

Estimated home value (USD)

How much you want to borrow (USD)

Up to 65% of your home value

Refinance type

Credit score

Occupancy

Mexican state

No contact information required to see your range. This is an estimate, not a commitment to lend.

Why MoXi pricing works the way it does

A USD-denominated loan into Mexico carries a country risk premium that a domestic mortgage in the United States does not. That is why a MoXi rate runs higher than what you would see on a primary home back home, and lower than a peso-denominated mortgage from a Mexican bank.

Every MoXi loan is fixed for up to 30 years. No balloon payment, no rate adjustments, and no foreign exchange risk on the loan itself. Mexican banks generally do not offer a 30-year fixed term to foreign nationals at all.

The rate you see is built from today's 3-Year U.S. Treasury yield plus a margin set by your loan profile. The method is transparent and the rate moves with the market.